come up with a novel way to pull in balances to its new credit card. Universal Savings Bank is offering brand new laptop computers in exchange for transferring a balance of at least $5,000 from other credit cards. The "Upfront Rewards VISA Platinum" also requires cardholders to maintain a balance of at least $3,500 on the card for at least 18 months. Those who do not have $5,000 to transfer can request a cash advance up to $2,500 to bring their initial balance up to $5,000. The card's current APR is 9.99%. Universal is offering a choice of notebooks PCs including the Dell "Inspiron 1100," IBM "ThinkPad R40e," and the HP Compaq "nx9010." All three of the computers carry street prices of $800 to $1000. The card was first launched in May 2003, offering a free Compaq "Evo N1015v" notebook PC in exchange for a balance transfer. For more information visit: http://www.4myupfrontrewards.com. Ron.
