I will start this by leting everyone know that a friend of mine I've been helping establish credit just got a Discover Platinum with $10,000.00 limit. My friend has a Aria Card, and a Future Card with about 1yr history, and a Next with 6 months history. This should give you all some encuragement towards what is possible with even little credit. I also was pleased to see a prior posting of the woman who got a U.S. Bank Visa with only a cell phone as a trade line! Let's share these posts and learn from them!