Equifax report. It lists a judgement filed back in 1998. I paid this and settled this last year. However, it does not say "PAID" on the report. I have recently disputed this online as "not mine". Is this the right thing to do as opposed to having them change it to "settled or Paid" ? This is what the collection agency told me to do to fix my credit after paying them.. and that they would not respond. Also, my question is.. when I dispute this as "not mine", does the CRA go to the courts to verify this judgement or do they go to the collection agency? Thanks in advance..