Is it harder to get approved at a Credit Union? We would be applying for a VA LOAN. We have decided to go ahead and apply next month (waiting for a creditor to delete some items they agreed to and for two cards to show up with zero balance). So, should we apply at our Credit Union (we have had two car loans with them with no lates) or should we look for a broker? Trying to make the right choice the first time around so that the scores don't drop to much. TIA.
