Ok...My mortgge credit report is better than my regular ones...accounts that are showing on exp as included in bk and charged off both are not on this report. Why is that? Also, as for Identity Guard...as of 6/15..my Empirica score was 642 (I had given you the one they pulled in 5/15 earlier, sorry) and Identity Guard told me 438..so bewared!
Did you all notice how bad my spelling was? Sheesh....I should be ashamed. Must need another cup of coffee this morning or something. Hey, looking at this report, I'd give me a mortgage! ROFL