Would a couple be able to get a mortgage at a good rate, even if one had bad credit but the other didn't? I know right now, I could get a loan, my wife wouldn't. We make about the same, so with a combined income, we could borrow a whole lot more, almost double. Could I put everything in my name but get a loan based on family income? With a low down payment, (that's all I have), I cannot buy anything based on what I make alone.
