First all before I get started, this board is a great place to stop by @ night for a chat! It has been a good place to get some good information. My question is, if this house is in my husbands name and it goes back to the mortgage company, will it go against my credit? I was never on the origianl loan, and they only have my signature on the deed. I make good money, been on my job for 16 years, and my credit isn't too bad that I couldn't get my own mortgage. I just don't want this to screw me up. I've worked hard to get myself out of the land of doom as far as credit goes, (thanks to this board) and I con't want to go back there. Any advice would be appreciated. I don't think they can hold me , but was just wanting to make sure. Thanks, Monanell
Glad you enjoy your time here. As long as you are not on the note, you should not have any problems as far as the foreclosure appearing on your credit. But I would pull my credit reports before doing anything, just to make sure that either the mortgage lender hasn't screwed up or that you actually were on the note. We do only one spouse regularly when doing both purchases and refis here in Fl and have no problems. Monanell, if you want to email me off board I will be more than willing to provide you with more specific and personalized information. fla-tan
