Separate names with a comma.
Discussion in 'Credit Talk' started by Newcomer, Jan 22, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
FHA goes back 24 months and wants clean payment history, I am sure if this is the only late within the last 24 months, you should be okay, you will probably have to explain why you were late.
Yeah you can be late in 24 months with explanation. The broker told me that last week about my recent DMV lien.
WOW! I learn something new here (actually several somethings) every time I come on. We've been putting off even attempting to qualify for a mortgage until my reports were spotless. All my negs are 5+ years old, with spotless payment hist on the rest since 1995. I was afraid even 1 neg would disqualify me!
I was talking about FHA guidelines in particular, they mainly focus on your previous 24 month history and with what you have said you wouldn't have a problem at all. I am not familiar with conventional loans that much, I know they go back a little further and want explanations for this and for that. My friends got a conventional loan last year and they wanted to know why she was late on an eletric bill from 1994!!
No you only need 2 good years to get a FHA loan. You can also get a non-FHA loan but the rate may not be as good. What is required to get a mortgage is that all your bad credit /collections to be settled and or paid.
Yeah. My scores are still not that high due to a lot of inquiries, but I applied for the mortgage anyway. I'm waiting for my lender to call me this week. He said that he should be able to send my to underwriting by the end of the week. Thank God for FHA.