Mortgage Issue..... any ideas?

Discussion in 'Credit Talk' started by Nestea, Aug 11, 2003.

  1. Nestea

    Nestea Well-Known Member

    I paid a mortgage online, on day 30 (last day of month).

    it seems that the bank "cutoff" the payment from that days transactions ....

    they have reported me currently 30 days past due.. I disputed with EXP as not mine, they verified. here's the issue... EVEN if they want to say 30 days late, it was paid on day 31!! so by verifying, they verified incorrect information... because it is NOT currently 30 days past due.

    that is what is really killing my scores.

    fastest, as well as easiest ways to delete???
  2. BrettS

    BrettS Well-Known Member

    If it was paid on day 31, then it was 30 days late and they are within their rights to report it as such. If this is the first time you were late, however, this might be a good time to use a goodwill letter.

    Good luck,

Share This Page