I've made substantial progress since starting my "credit recovery" 7 months ago. However, I have a problem 90 day mortgage late on my EX and TU that is kicking me in the butt. It's the only derog I have left. My EQ doesn't report it late because of a positive fluke that happened somehow when I disputed something else on EQ. Has anyone had any success removing a late such as this from EX and TU? I've received a payment history from my mortgage company and it shows the lates and I'm not too sure that a "plea for removal" will be accepted by the lender because the 90 day lates were the beginning of 2001. I've already disputed it with EX and of course it always comes back verified. Any suggestions? This dude wants to make it to the 800 club some day...preferably sooner than later.
