I am hoping that someone here can help me. Here is my situation. I want to combine 2 mortgages for a total of 221,00.00 and homes value is 247,000.00. I can document all of my income which in 2002 was 193,000.00,please understand not trying to brag but just stating the facts. Here is the tricky part.SCORES! BEACON-707 TU-615 EXPERIAN 620ish-unsure of exact. Are there any lenders who will not screw me on the rate of combining these loans and my income might override my somewhat low scores and is there any way to avoid PMI with less than 20% equity? Thanks,Ritchie
