Looking to purchase a new home. My soon to be wife, is still going through her divorce. She has two children..a pissy X husband .. and we are in a two bedroom townhome.. and our 10 year old boy is going to kill his baby sister if we dont get a bigger place soon..lol We have approx 50k to put down on a new home. My situation is as follows. Employed full time past 10 years same job annual income 46k average FICO score is 695 Zero credit card debt 710 Auto loan payment .. 72 months.. 11 months paid on time so far.. I KNOW I KNOW.. I am a idiot.. 2 year mortgage payment history of 1036.85 and a perfect homeowners assocition monthly fee of 108 paid monthly for the past two years never late Her situation. Currently a at home mom and has been for the past 5 years. Filed BK7 discharged in 1999 due to medical bills. Current FICO score are in the 550 range. Has lates pays recently on both credit cards and her mortgage.. She does have about 5 current open tradelines with several years positive payment history from me adding her as a AU to my credit cards. No collection accounts on record. Estimated child support to be recieved is 650 per month We are looking to purchase a home in the price range of 200k to 215.. My questions are.. Do I make enough to pull it off myself or is my auto loan killing me like I think it is. If I need to add her for additional income (childsupport) are her scores going to kill any chance of a prime rate mortage If I would not qualify for a 160k loan by myself, what would be a estimate on the amount I could borrow with my current financial obligations Thanks again everyone..