I have a public record in my credit file from a lawsuit. It was paid but I have moved several times since then and no longer have the records to prove it. I cannot get the court to do anything about it or fax me any paperwork? My lender says their underwriters need this!? Will this hold us up? What ifwe cannot get proof on this?! What do we do?
No I sure don't. It has been about 4 years. A 30 day dispute would put our rate lock expiring... We don't want to wait 30 days but I guess we don't have a choice. Seems awfulo silly for the lender to hold up over this one thing with us putting 20% down... Geez.
The problem with that it it is a suit in a state i don't even live in or have ever been to. I am in Memphis TN and the judgement is in Euclid Ohio.
http://www.co.geauga.oh.us/officials.htm I would call every one of them and then maybe check out http://www.butlercountyclerk.org/statewidesearchmap.htm http://www.searchsystems.net/list.php?nid=92 Good Luck and I can't believe someone couldn't have helped you out from your lender.
You should be able to research the court records online for most states, I don't know if OH is one of them. Maybe you could pay a para-legal in OH to get you the info There is something called "Rapid Rescore" that mortgage co.'s can do in order to move on a deal when there is a CRA problem like this. I don't know all the details of "rapid rescoring", maybe someone else here can advise you
