Mortgage Refinance- Im stuck

Discussion in 'Credit Talk' started by willall, Aug 10, 2002.

  1. willall

    willall Well-Known Member

    Due to in for seen circumstances I made 3 mortage payments late & now they are showing on my reports as 3 30 day lates in different months. Ive diputed them as never late & as of today, Homeside lending has verified with experian, there is about 5 days left on the clock with Equifax and 12 days with TU. Does anyone have any ideas/suggestions/stratagies to get a correction/injunction/pass/delete:) on these so that I can grab that low rate that is available? GOODWILL letter?/Validation letter? Any ideas would be welcome thanks

    GOD BLESS
     
  2. fla-tan

    fla-tan Well-Known Member

    willall

    Unfortunately, once a lender verifies with any cra, unless you can play on their "goodwill" it is going to be a real hit on your chances to refi. Of course, that also depends on how old the lates are. if they are recent that will cause a lot more damage then if they are old. The problem lies with the fact that when getting either a new or refi mortgage, the lender pulls all three.

    Hope this helps

    fla-tan
     

Share This Page