Mortgage update

Discussion in 'Credit Talk' started by Momof3, May 30, 2001.

  1. Momof3

    Momof3 Well-Known Member

    Well the appraiser is finally scheduled to come out and all that should be complete by early next week. The loan processer said we are hoping to close on June 15!! So the ball is finally rolling full steam ahead.

    Of course when she said our loan was in final underwriting I was still a little afraid, I hate the word "underwriting" but my lender stated since our loan had been processed through desktop(automated) underwriting we were approved through the system and it just stated what documents we needed to send along with the loan and that the collection be paid and since we did pay and send everything that was asked, the only thing the underwriter needs now is appraisal and title work. I certainly hope so. I realy won't believe this all until I have signed the papers and I have the keys in my hands.

    Guess I had better get packing:)
  2. Donna

    Donna Well-Known Member

    That's great news, Mom. Take some deep breaths. You're almost there. The keys to your new place will be in your hands before you know it. I can imagine the next two weeks are going to fly by. If I lived nearby, I'd help you pack.

  3. marci

    marci Well-Known Member

    Congrats Mom! I'd help you pack, too.


    GEORGE Well-Known Member

    NanaC...Momof3 is having a packing party...can you go on the same plane with me???

    Just kidding although it would be fun to pack for somebody else.
  5. NanaC

    NanaC Well-Known Member

    Dang, George, I'm disappointed..I was getting my tickets! LOL

    However, you are close enough to help me pack..teehee
  6. NanaC

    NanaC Well-Known Member

    And, who was the person in El Paso that could help me unpack??

    GEORGE Well-Known Member

  8. NanaC

    NanaC Well-Known Member

    OK, George!!! Tell me when..hehehehehehe

    George..what am I gonna do being so far from my Avs???

    And, George, did you see that Forsberg was lifting weights today?? Amazing!!

    GEORGE Well-Known Member

  10. dogman

    dogman Well-Known Member

    Wonderful MOM - Don't Let Providian

    get near you an any offer once you're in that house!
    c ya dogman
  11. Momof3

    Momof3 Well-Known Member

    Re: Wonderful MOM - Don't Let Providian

    Hey dog how have you been dear??

    Shoot I have the Aria Platinum card with a very good rate, I didn't notice anything in this months statement. I hope to goodness they don't try to jack my rate up. Sorry about what they tried to pull with you. Hopefully Blue will come my way shortly, only have had green for 3 months, and if Aria tries that I will hopefully have blue to BT to.
  12. judyputy

    judyputy Well-Known Member

    Re: Wonderful MOM - Don't Let Providian

    Way to go Mom!

    I knew everything would work out fine. Hopefully they will do a quick appraisal and you will have your keys.

    We are still waiting on the big B-I-L dunce to make a decision. Tomorrow is the deadline!
  13. Cadillac408

    Cadillac408 Well-Known Member

    MP's Cyber Packing! :-D

    I'll be cyber packing for ya mom! You are very fortunate and you should be patting yourself on the back! I tried to rent a card board box from a bum in SF and he wanted $2k/mo for it! :-o

    Don't forget about that basketball hoop!
  14. Newcomer

    Newcomer Well-Known Member

    Re: MP's Cyber Packing! :-D

    Congrats Mom!!!!!

    Homeownership is the best!!!!!!
  15. Momof3

    Momof3 Well-Known Member

    Re: MP's Cyber Packing! :-D

    Thanks all. I appreciate all the support and all the offers to help me pack, now just clue me in to when you will be throwing my housewarming party??
  16. mother2

    mother2 Well-Known Member

    Re: MP's Cyber Packing! :-D

    I'm helping you pack also... that's what friends are for. Good Luck momof3.

    Looks like I'll have to wait another year. But I'm not stressing. Now I get to get all the things I want now and by then I'll be ready to buy a house and won't have to buy anything except maybe blinds, curtains, etc... All furniture will be bought and paid for.

    MP$40, I tried to rent a house for 1k a month. Then the "behind hole" went up to $1500k. You know what I told him....not much since my kids were with me. =oD But he knew what I was saying by the look on my face.
  17. Kelly

    Kelly Well-Known Member

    Re: MP's Cyber Packing! :-D

    Wow Mom,

    I'm so excited for you. 15 days and counting!

    Don't forget to send me the pic!
  18. Momof3

    Momof3 Well-Known Member

    Keep your fingers crossed

    Well the appraisal is done, they are doing final work on that and the title search. We should get the official "final" approval early next week. These next couple of days will be the longest days of my life.
  19. Cadillac408

    Cadillac408 Well-Known Member

    Re: MP's Cyber Packing! :-D

    The apt below me is now renting for $1600!!! I only pay $1100. The only reason why I think my rent hasn't gone up is because I pay my rent ON TIME! Four people have been evicted for not paying rent over the last 2 months! All of them had not paid rent in AT LEAST A YEAR! The people who were below me didn't pay for TWO YEARS!!!!! (don't ask...landlord is an idiot). So, try to raise my rent to $1600???? I thinks NADA! Don't make me have to start mowing the lawn and pulling the dumpster out on garbage day! Anything but that $1600 rent! :-\

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