gold card! HA!) and the balance of that debt (it's $500, $1500 with interest) charged to it. So in the end, I will pay it off, Cap One will get their money, and I'll have a nice, little platinum card leftover. Was that too much? I have heard of people posting on this board who have tried the same thing and gotten it. I just don't know if it was Cap One or even a platinum card. Then I said I wanted them to erase all history of this debt from the three CRAs and furnish me with the appropriate letter stating that they have in fact done so. Was this too much? Is Miller going to laugh in my face, or maybe even do something worse? I'm too too scared to talk to him. HELP!