Sounds decent but be cautious... This is basically an affinity card for the First USA Titanium that uses 2-cycle billing.
IF YOU LIKE FIRST USA...TRY THIS...ALSO FIRST USA AND 2.00% LESS!!! AND ONLY $35.00 FOR THE BT!!! http://www.firstusa.com/cgi-bin/web...asons_38613&page=cont&mkid=6H46&AFFID=j303969
I applied (and was denied) for a First USA card through TD Waterhouse. They pulled Experian for me. (And they didn't verify their inquiry...)
First USA offer me their Platinum Card over the phone while I rejected their previous Pre-Selected solicitations many time. Well, I've heard and reads horrible story about their reputations regards of seeking Prime customers and issued Sub-Prime products and terms, also jacking up APR for no reason whatsoever. Anyway, I was tempted by their Generous line of credit of $15,000 and decided to cave in and applied.... Two weeks later, I received my card with $15,000 limit. I must say FUSA and Citi offer high limits if you passed 750 on XPN. Herman
My interest rate was "JACKED" by FIRST USA on one of my 2 accounts to 22.49% FOR NO REASON...so I paid off all 3 of our accounts and CLOSED ALL 3 OF THEM...$72,000+ Their loss my gain. ONE OF THE FEW GOOD THING ABOUT FIRST USA IS THAT THEY ASK FOR H/H INCOME ON THEIR APPLICATIONS...
