Re: Re: Re: Re: Re: MSN Your money He came on to apologize and then shot caller, in his usual vileness, told him he should not apologize because nothing he said was wrong. For someone who constantly harps on the morality of paying debts he sure is lacking in moral values himself.
MSN Your money I didn't mean to start such a fight. We all are entitled to our own opinions, lets leave it at that.
Re: Re: Re: Re: Re: MSN Your money Wrom: YCGPKYLEJGDGVCJVTLBXFGGMEPYOQKEDO Tux, God, how I would love to shoot you. Just be happy that I'mnot your creditor, I'd have sued you into the great beyond LONG ago, regardless if some daughter bit the dust in some accident. You can get your ostrich head out of the sand and declare BK. Pride means nothing to you obviously. You'll live long and without stress. (assuming you get adequate health insurance this time) And one more thing. I'm a amatuer body builder, I would love to meet you face to face. Bring an army with you too, that way you'll have a chance. ___________- This post from Picantel was edited. It has been inaccuratly modified to reflect the OP.
Re: Re: Re: Re: Re: Re: MSN Your money I think I'll take a grp. of volunteers from here so we can all go over there and highjack the best people. Somebody needs to go get this person so we can help. Do you have to sign up to post, like ya do here?
MSN Your money Butch! Something tells me the people over there and the people here are not that compatible. Apples and oranges, or better yet, oil and water. The redeeming factor is that both forums seek to help, not demean/troll newcomers! Thanks! That is all!
MSN Your money Mycroft is now accusing me of making up this story with tuxman so show that the msn money people are heartless. HE actually dared accuse me of this.
MSN Your money I never knew aca had a forum. Where the heck is it on the website or is it not available to consumers.
Re: MSN Your money Thanks SDBoy, Under most circumstances I'd agree with you. But I think you may need to more deeply ponder something very important here. What this person did was way beyond the pail. Stop and think for just a moment about the possible ramifications of slamming someone who has had to endure such a family tragedy, the loss of a child, the loss of a home and now the loss of a financial future. One screams at God, WHEN IN THE HELL WILL YOU LEAVE ME ALONE AND STOP DOING ME ANY FAVORS?!?!? The real mystery is how one under these circumstances keeps from just ending it all. I know, I've been there. And then comes our MSN Nitwit (Tux) and makes a comment like that. Might be just enough to send her over the edge once and for all, there's no way to know for sure. Granted, the whole story might be a fake job, true. But the disastrous consequences of what might happen to this poor person, if it's not, are just too horrendous to take the chance that she might be sincere. So ... Tux isn't expressing an opinion. He's a sick, disturbed and probably downright evil idiot and he's DEAD WRONG! He might be a prime candidate for a permanent commitment to an insane asylum. But he WILL get his eventually. Time wounds all heals. I might refer you to the first psychological/scientific examination of the existence of human evil. "People Of The Lie" by Dr. M Scott Peck. http://www.amazon.com/exec/obidos/t...002-6382005-2560030?v=glance&s=books&n=507846 An astonishing and very disturbing peace of work. (If you do buy it, make sure you're sitting down when you read.) As I use the word "evil" very, VERY sparingly, let me explain: Dr. Peck (a world renowned Psychiatrist) examines many of his patients and their cases. One comes to mind. Husband and wife have 2 sons, 8 and 10. The 10 year old, on his birthday wanted a gun. So mom and dad, after very careful, deliberate consideration, (according to Peck's case notes) bought him a 22 caliber, appropriate for his age. Long story short the boy committed suicide by shooting himself in the head. Six months later, in an effort to save some money on a B-Day gift wraped the same 22 caliber gun and gave it to the 8 year old (now 9) as a present for his b-day. The poor boy, thinking this was a subtle message from Mom and Dad to repeat what big brother did, also shot himself and is now a vegetable in a permanent coma. THE POTENTIAL RAMIFICATIONS OF THEIR ACTIONS SIMPLY NEVER OCCURRED TO MOM AND DAD. They were blissfully unaware of what they did. The most frightening part of this case study, even to this day they refuse to/or can't recognize what they did. It's not that they don't care about the damage their actions/words cause, they don't even give it a thought at all - EVER - it simply does not occur to them! Peck contends that is it this psychologically "blacked out" dead zone which is the genesis of human evil. Why, especially after demonstrating that they ARE capable of careful thought, somehow "forgot" to when it came to the 8 year old's gift. What the hell is wrong with these people? Human evil may very well be a disease of horrific proportions and Tux has it - BAD!
Re: MSN Your money actually bill tux is the one who had the daughter killed. It was another poster who came on and made the bad comment. However, this person then went on to create a new thread and apologized to Tux. Then shot caller came on and said the comment was basically appropriate.
Re: MSN Your money Maybe the person who posted that is in the habit of being brutally honest and didn't think it would have an effect on the 'victim'?
Re: Re: MSN Your money Then I see that you've completely missed the point. Using the "brutally honest" nonsense to justify cruel, heartless, even horrifying conduct is precisely what I was talking about SD. If you really believe this, I'd strongly suggest professional help immediately.
Re: Re: Re: Re: Re: Re: MSN Your money boards What happened to ethics and morality? Or would you just consider this business, therefore unfettered by ethics and morality?
Re: Re: Re: Re: Re: Re: MSN Your money boards Well, I'm glad you speak for all those people. It is loan sharking whether you want to admit or not. There is a need only because there are desperate people out there. Then they can't pay the ridiculous interest, and they become deeper in debt. That little $15 service fee, when figured on a yearly apr is over 300%. Great.
Re: Re: Re: Re: Re: Re: MSN Your money boards Yes, LKH, I thought he made the point a while back that people who can't pay cash shouldn't borrow money to compensate. Hmmmm. Well, I guess it's alright if the "fee" is high enough, maybe These people are parasites.
Re: Re: Re: Re: Re: Re: Re: MSN Your money boards It's bad to be in the position where you would need to borrow $100 for two weeks and pay $15 to do it. It's even worse to be in that position, and the money not be available. Suppose you're poor, you live paycheck to paycheck, and one day your car gets towed. It's going to cost you $165 to get you car back, but all you got is $90. The kicker is that the lot charges $100 a day storage fees, and you quickly figure out that if you don't get that care back today, you will never be able to afford that storage fee. So what do you do? You could borrow the money, but maybe your friends are as broke as you are, and you family doesn't live anywhere near. You ask around, you're told you can get the money, just not today. Meanwhile, the clock it ticking and the place that has your car closes at 5:00 pm. Once you get the money, you still need time to get to the impound lot, and that could take some time because they have your car. So what do you do? Well, you can either kiss the car goodbye and figure out how you're going to get back and forth to work without one until you can buy another. Or you could go to the payday loan store, get a fast $100 and get your car back. It's terrible that people live like that and have to make those decisions, but the payday loan store helps them. Do I like payday loan stores? No. I don't. But every person who walks into that store has a reason for being there. They have made a decision that they need the money bad enough to pay the $15. These hard money loans have a place in the economy. And just like any other kind of credit, the consumers can abuse it and get themselves in trouble.
Re: Re: Re: Re: Re: Re: Re: Re: MSN Your money boards Aand the lender can abuse the consumer with predatory loan shark interest rates and in many cases, illegal interest rates.
Re: Re: Re: Re: Re: Re: Re: Re: MSN Your money boards I'm interested in how ethics and morality, which you stated on this board belong in business transactions (and a view which I do support btw), actually fit into the "payday" model. It seems as if you are saying that if the acute financial need is there, charging extraordinary interest rates are an allowable means for the end of meeting the acute financial need: Well, lets take a page from a definitive moral and ethical source who actually does address this situation head on. His name is Jesus Christ. Any objections to my source material? Aramaic Jews traveling to Jerusalem needed to have local currency to purchase sacrifices at their temple. An absolute requirement, but impossible to do from the outksirts of Israel (or beyond) to Jerusalem. So, some religious business leaders saw the acute financial need of distant travelers and had the bright idea to take advantage of that need by charging usurious rates at the temple for currency exchanges and birds/livestock. Jesus stated that these "money changers" and other business people had turned His Father's house of prayer into a den of thieves. His wording, not mine. He was so bothered by it that He did it on two separate occasions. The "payday" rates are absolutely predatory, and there is NO way a business owner can justify them. That person has made his/her "risk" back on the loan long before that loan is required to be repayed. The pressing need of the consumer does NOT translate into usurious business practices. Ever. And to ignore that principle is to make the largest ethical blunder in business possible.
