Hello, I am new to the board, but have already spent hours looking over the different posts, including the "Best Of" posts, which were immensely helpful. My question, I have 3 accounts with one creditor. At this point, they are all over the limit, and just the late/overbalance fee's are taking over at an astronomical rate. I am paying $15+$39 + Interest (high) each, on all 3 accounts. I now understand why a company will refuse a credit line increase, but then offer multiple accounts, this is a goldmine for them. I understand that everything happening is legal, but has anyone else been in this situation? What to do now? BTH
