Multiple Charge off Dates

Discussion in 'Credit Talk' started by dakota62, Feb 2, 2002.

  1. dakota62

    dakota62 Well-Known Member

    How can a credit card show multiple charge off dates on an old card? It went delinquent in 6-1996 and they report additional dates every few months since then. Looks like 29 total in all. Can they do this?? Anybody?
     
  2. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Wild guess...Experian?
     
  3. dakota62

    dakota62 Well-Known Member

    Yeah, good guess, What is up with that? How can I fix it so it doesn't look so bad or that it was just charged off?
     
  4. donnav025

    donnav025 Well-Known Member

    LOL! I posted this same exact problem. And guess which CRA it was - yep Experian!! 3 different charge-off dates.
     
  5. dakota62

    dakota62 Well-Known Member

    How can they show it updated every 3 months or so though?? It's charged off!! They don't even show it being sold or assigned??
     
  6. donnav025

    donnav025 Well-Known Member

    I'm not sure but it looked to me as if Experian was inserting charge-off dates every time the creditor updated the information. My charge-off dates match their "Status Date" and "Last Reported" date. But I could be wrong.
     

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