multiple credit enquires

Discussion in 'Credit Talk' started by ram, Jan 26, 2001.

  1. ram

    ram Guest

    hi all.
    i applied for a VISA and Auto Loan, with a credit union. I called to find the status, and was dismayed to learn that they had MULTIPLE enquires in my file, she said I have applied for 2 car loans and 2 visa cards, and later apologized said, its one and the same, the computer has dulpicated it 2 times.
    she assured that making multiple enquires within the same day doesnt affect a credit history - is it true ? or am i in unnecessary trouble ??

  2. jamie

    jamie Well-Known Member

    Have them remove them if it was their mistake.
  3. Rita

    Rita Guest

    She is lying. Every time someone pulls a credit report, it is a valid inquiry which does lower your score.

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