I applied with Bank of America and my app is pending. How long does it take to get approval? Would a denial be automatic? Anyone with a bank of america card let me know. Thanks
They usually take a couple of business days. I think they will call or email you once they come to a decision.
Denials with Bof A aren't automatic. I have applied twice in the past, both times it stated the application was pending and I could check back and they would send me a email. I got denied twice and offered their secured card LOL. Both times they pulled TU, I had a 677 according to them. So now BofA is on my blacklist.
It took my brother in law two months to be approved. At the start it was an address issue. After he mailed in copies of this Discover card statement and a utility, BofA denied him via the 800#. Lo and behold a month later he gets the BofA Gold with a 7.5k cl and a onetime bt rate of 8.90% good for the life of that transfer. Best regards, Mirage
My application was initially declined, but eventually I got the card: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=113093 Saar
