My C.H.O.D. results...at last!

Discussion in 'Credit Talk' started by Andrew, Jan 16, 2002.

  1. Andrew

    Andrew Well-Known Member

    I jumped on the CHOD bandwagon around 12/13/01 and with the arrival of my Experian results yesterday, I now have the complete set. This is the breakdown:

    Trans Union:
    7 disputes
    4 deletions
    Score: 482

    Equifax:
    4 disputes
    1 deletion
    Score: unknown (Low 500's?)

    Experian:
    10 disputes
    6 deletions
    2 updated to "perfect"
    Score: 507 (per CreditExpert)
     
  2. OtherTerri

    OtherTerri Well-Known Member

    Andrew,

    Great results! :)

    How much did your scores improve?

    Are the scores you posted after the deletions hit? Is your credit history short? I was just wondering because of the scores I know, I think mine are similar to yours. My husbands scores are much higher, I think because he has older tradelines.
     
  3. Andrew

    Andrew Well-Known Member

    My scores are low because of:

    1. Recent new tradlines
    2. Maxxed out credit accounts (I'm working on this)

    The deletions are old and didn't help my score much.
     
  4. OtherTerri

    OtherTerri Well-Known Member

    I have those same problems also. Sorry the deletions didn't help your score much. Hopefully, they will have more of an effect after your new accounts age.
     
  5. Andrew

    Andrew Well-Known Member

    That's what I'm hoping for! I plan on buying a new home in 7/2003, so I need a big boost to those scores!
     
  6. OtherTerri

    OtherTerri Well-Known Member

    I hope to buy a house this year, I need a really big boost!

    Good luck to you!
     

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