Re: Re: My CA Vald/CRA Dispute Method I could see how this *might* work. If I was a Jamaican reading this, and I had been trained by EFX to classify disputes as either: 1)NOT MINE 2)NEVER LATE 3)WRONG BALANCE Where the heck does your dispute fit into one of these categoies? Hmmmm.....I would be confused too, maybe just get rid of the account. Here is the testimony of Leonard Bennett who testified before congress on the above issues last June: http://www.naca.net/BennettFCRATestimony.pdf Congrats on the deletions Tony.