My CHOD results

Discussion in 'Credit Talk' started by QUEEN_BEE, Jan 7, 2002.

  1. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Checked EQ today. 2 judgments removed.

    HIP HIP HOORAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
     
  2. Christi

    Christi Well-Known Member

    WTG!!!!!!!! Did you have a score improvement? And how do you check Equifax results? I can't find a way to check dispute status. Did you have to order a new report?
     
  3. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Have not checked yet.
    I subscribed to Creditwatch free for 30 days.
    Follow the link for starting a new investigation and use the confirmation number of the report that you used for the dispute. You will either be given dates of when the dispute started and is scheduled to end or you will see a new dispute page (this is what I got and how I knew that it was finished)
    Yeah, through Creditwatch, but they will send a hardcopy in the mail
     
  4. Christi

    Christi Well-Known Member

    So is Creditwatch like Creditexpert? I can use it for 27 days and cancel without being charged? Then I wait about 3 days and start all over with a new user name etc. If so...I need to order creditwatch today. Do you order from equifax website?
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Yes, exactly. And it gives email notification of changes to your credit file within 24 hours.
    Yes ma'am :)
     
  6. Beaker

    Beaker Well-Known Member

    Congrats Love!! Were the judgments paid or unpaid, and what tactics did you use to get them deleted?
     
  7. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    One was paid, one was not even though it was reporting as paid.
    Just disputed as not mine.

    My EXP results are due 1/9/2002. I know its going to be a success too!:)
     
  8. Beaker

    Beaker Well-Known Member

    Cool! How old were the judgments?
     
  9. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    2 and 3 years old
     
  10. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Disputed with EXP 1 charge off, 1 collection and 1 account (lates/closed/PIF), and 2 inquiries.

    All came back verified except the inquiries, they were deleted. Score went up 12 points. Inquiries were from Fall 2000.
     
  11. Beaker

    Beaker Well-Known Member

    Whoa there! EQ deleted inquiries? How'd you get them to do that?

    There's been a whole thread going about this today, so the people who posted to that might want to know your secret. :)
     
  12. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I finally checked my score. Jumped up a 4 whole points. Well, whooptie doo...
     

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