=) Thanks Donna. I am glad to be posting. I have been so busy I rarely get internet time anymore but I do read the bb once a day. I plan on using planetfeedback as soon as the new card hits my mailbox to get rid of the annual fee right away PFB is great and worked perfectly with my providian gold account and in November it will be working with my providian mc account as well since that is when my account has its first birthday Wow, what is truly amazing is that I think I started reading this board about 1 year ago and I can not believe how far we have all come since then. It is amazing. We learn so much from each other and we are all achieving goals left and right
