Anyway, that is not really my problem. This is my biggest problem right now. I have a judgement from a scumbag of a Dentist. He is very unethical and a blemish on the practice. I'm unsure what to do ... * Five years ago had a root canal, dentist placed a temporary crown, said a new crown would cost about $1,200. (note the very high price of something that should cost about $600 less) * I told dentist I was short on funds and as my insurance would only cover 50% I wanted to just live with the temp for a year. He took impressions first then told me how much it would cost. That's when I said, "Thanks but no thanks". * Well, the jerk ordered the crown anyway . He then billed my insurance company, they paid him over $600 for the crown and he then sent me a bill for $600 plus. I told him that I did not authorize 1. the charge to my insurance company and 2. the purchase of the crown. He said, too bad too sad, I know what's best, I'm your dentist now pay. AT this point my account was about 1K for these services. I paid down the account but then one day he asked me to do something quite unethical in my job. Apparently his Ex-wife worked in the company I was working for at the time as a System Administrator. He asked me if I would go in and delete all of her files and email. He told me that he would not charge me for the crown. I told him to get stuffed, that it would be a breech of ethics and it also a breech of his ethics to even consider asking me to do this. He would not install the crown until it was paid for so the crown was never "delivered" to me and the situation has gone down hill ever since. I ignored his bills to me. I moved to a new address and I thought I heard the last of it. Then last January I discovered a $600 judgement on my reports. I was never served with a court date and was surprised. As I made a successful investment and had the funds to do so and wanted to buy a house, I did what any foolish person not having read the creditinfo Bulletin Board would have done. I sent him a pathetic letter of apology and a check after calling his office and asking them exactly how much I owed and how they would like me to pay. I asked as a condition of my payment that he send me a letter releasing me from the debt. I send the check, then got a copy of an invoice marked "paid" by the Finance lady. Several months later I go to mortgage broker, discover the judgement is still there AND that there is another judgement amount for $612. We figure there is an error. My Mortgage broker contacts the Three Stoodges with my paid receipt and tells them the other amount is in erro, two of them remove the line, Equifax holds steady. Equifax said they contacted the dentist and he refused to release the item because the second amount is for "legal fees". Is something rotten in denmark? Unrelated but good for conffession, I want to add that I also have (I'm so embarrassed) a wrongfully charged off acount (paid in full) with Cross Country Bank. and I have a collection from B of A for $75..have no idea why...and another paid off collection for a bad check I have paid on several years ago from Price club (marked paid). I also have some other usual goodies on my report that I wish were removed. My main concern is this judgement thing. I'm not an assertive person, and I would hate to have to go to court to do this.