Now if and when they remove this account, which is not mine, I am wondering if this also will increase my score?? My total debt owed will be reduced by 5K, so that should help shouldn't it? Sorry guys just trying to get my score up by next spring/summer.
Momof3, I think Equifax is less important.I have 15 inquiries in last six monthes and only have one on Equifax.Most major banks never use Equifax and some creditors don't report to it.I have two First USA account which never show up on Equifax.
Not quite. Almost all my inquiries are on Equifax. It depends mainly on your place of residence. Saar
