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Discussion in 'Credit Talk' started by Momof 3, Aug 22, 2000.
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Momof3, I think Equifax is less important.I have 15 inquiries in last six monthes and only have one on Equifax.Most major banks never use Equifax and some creditors don't report to it.I have two First USA account which never show up on Equifax.
I think it should definately help your score. Your debt to income ratio may look better. Good luck!
Almost all my inquiries are on Equifax. It depends mainly on your place of residence.