Hello XXXXXXX As a myFICO.com customer, you are already familiar with the valuable information you can learn from your credit report, your FICO® score, and the explanation behind your score. Now, myFICO.com can help you turn that knowledge into power with a free new feature that shows you what interest rates you could qualify for TODAY, based on your FICO score. Itâ??s our Loan Savings Calculator and it matches FICO scores with CURRENT interest rates - allowing you to pursue optimum credit rates from lenders of your choice. To use the FREE Loan Savings Calculator click here: http://www.myfico.com/ Wondering if thatâ??s a big deal? Many savvy consumers, like you, are finding that they can realize significant savings on interest rate payments by improving their FICO credit score before they approach lenders. While lenders may also take income, down payment, and other factors into account, our new customized calculator allows you to estimate the savings you can realize through lower interest rates. Hereâ??s an example - a consumer with a FICO score of 600 today could qualify for a 30-year, fixed-rate mortgage at 10.1% (national average). The calculator shows that if they had first improved their FICO score by 75 points before applying, they would potentially save more than $70,000 over the life of a $100,000 mortgage by lowering their average interest rate offer by nearly 3.0%. We think thatâ??s a big deal. * Wondering how much a higher FICO score might actually save you on your next auto loan? * If your FICO score increases, how much money could you expect to save over the life of a home mortgage? Answers to these questions and others are available to you FREE at myFICO.com. One final thought to remember - your FICO score can change over time. And so can your potential savings. In fact, 40% of all FICO scores change by more than 20 points every six months. If you have not reviewed your FICO score in the past few months and are thinking of applying for a loan, you should know where you stand in the eyes of your lender â?? before you apply. To order your current FICO score and credit report, simply click on the following link: http://www.myfico.com/ And while you are reviewing your score, we hope youâ??ll check out the new Loan Savings Calculator. It is a powerful tool for someone like you who clearly understands and can now SEE the value of improving your credit standing over time. *****This message is brought to you by myFICO.com and Fair, Isaac and Company Inc.
How long is their score good for? It may be another purchase of a score. I am not sure why they sent me an email w/ my sucky score.