I just went to Dell's site and I guess the leas option no longer exists. I was looking at their very low end box called a Dell Dimension 2200. Its a good basic cheep starter system for $669. $619 after mail in rebate. It comes with a Celeron 1.3 GHz processor, 128MB Shared SDRAM at 100MHz , no speakers, 20GB Ultra Hard Drive (7200RPM), 3Yr Ltd. Warranty- 3Yrs At-Home Service + Lifetime Phone Support , Microsoft® Windows® XP Home Edition operating system,17 in (15.9 in v.i.s.,.27dp) E771 Monitor. http://www.dell.com/us/en/dhs/products/model_dimen_1_dimen_2200.htm#tn1 These are the financing details they list "Monthly payment based on 13.99% APR FOR QUALIFIED CUSTOMERS. OFFER VARIES BY CREDITWORTHINESS OF CUSTOMER AS DETERMINED BY LENDER. Under 90 Days Same-As-Cash feature, interest accrues during first 90 days if balance not paid within 90 days. Customers not eligible for 90 Days Same-As-Cash feature may be offered standard 48-month financing with APRs ranging from 16.99% to 26.99%. Example: $ 1650 purchase price, at 19.99%, 48 monthly payments at $ 51. Taxes and shipping charges extra and vary. From CIT OnLine Bank to U.S. residents with approved credit." NESS 62 What I would recommend for you is the following. I picked several upgrades for you, good monitor, better speekers, and the photo editing upgrade. Dell Dimenssion 4400, Base price $749.00. With upgrades $1,727.00 P4 1.7 GHz processor, Microsoft® Office Small Business with Money 2002 (Outlook 2002, Publisher 20021, Excel 2002, Word 2002), Sound Blaster Live! Digital sound card, 3Yr Ltd. Warranty- 3Yrs At-Home Service + Lifetime Phone Support, 256MB DDR SDRAM (PC2100 @ 266 MHz), 3.5 in Floppy Drive, Dell® Enhanced Quiet Key Keyboard, MS IntelliMouse®, Microsoft® Windows® XP Home Edition, 19 in (17.9 in viewable,.24-25AG) P992 FD Trinitron® Monitor, 64MB NVIDIA GeForce2 MX 4X AGP Graphics Card with TV-Out, 40x/10x/40x CD-RW Drive with Roxio's Easy CD Creator®, Harman Kardon HK-695 Surround Sound Speakers with Subwoofer (Satellites: (2) 6.0 watts each Subwoofer: 28 watts, 35Hz - 20Khz), Dell Picture Studio,Image Expert 2000 Premium Edition, 56K PCI Data Fax Modem for Windows, 10/100 PCI Fast Ethernet NIC. http://www.dell.com/us/en/dhs/products/model_dimen_1_dimen_4400.htm Have fun.
Thanks a lot for your help! I will look into that later, but I think the $1720 price is crazy, especially as my beau just got a Dell 8200 series with 17" trinitron monitor, 256 memory, dvd player, CD rd-wr with the fax/scanner/copy machine/printer all in one for a total of $1800. Of course, there are a million other things his system has that I dont even know of, or understand what they mean, but all in all, his deal seemed better and I dont think I need everything he has anyway.... but as I said, thanks for the research, I will check out the site later! I think I may opt to get a new battery for my Compaq Laptop for now! Atleast its faster than my desktop and I can use it while I save the $ to buy the Dell upfront 100% paid in full.... That sounds like the best course of action for my situation....
Ness- I financed with Gateway, 90 days same as cash with a 27.99 go to rate. I paid it off within the 90 days, 3 months isn't s great as 6 months, but it's better than the automatic 27-28% interest rate. However be forewarned, Gateway's customer service is the pits!!!
Thanks for the help everyone! I was really only interested in buying a Dell, but to tell you the truth, I have a feeling once they finish clearing up my CR (there are mistakes) my score should go up a bit and I may qualify @ a better rate....It doesnt matter anyway, as I said I have a laptop that just needs a new battery and I may just opt to do that. In the meantime, I'l save the cash to buy the computer outright! But thanks again for all the info and advice!
That's what I am going to do. Why do I want to make them rich? They can keep their outragous % rate and I will keep my money earning a small %. Smart Thinking! Dell gets cheaper everyday.
