Wow ! I am so excited today. I had my last derog (120 days late but fully paid) was removed from EXP. I have been trying to remove it for year and half and everytime it came back verified. EXP won't even let me submit an online investigation for over an year. Finally I was able to submit one on Tuesday and now on Friday the TL is gone!!!!!!!!!!!! I guess miracle do happen.
keep trying.. My persistent paid off. After Trying wrong amount/wrong lates for over an year I just tried not mine/ no knowledge and it came off in three days.
