My next plan (CRA's)

Discussion in 'Credit Talk' started by PSUgirl, Apr 28, 2001.

  1. PSUgirl

    PSUgirl Guest

    Heres some of the things that I will be working on within the next 30 days. If there is anything that you would like to share your input on, please feel free! It might help me a lot:

    Regarding my credit reports:

    TransUnion:
    -work on getting the eleven inquires that i have removed

    Equifax:
    -....waiting on results of the only three negative accounts that i have on my file to come back. Should know something by mid-may.
    -work on getting the 17 inquires i have removed.

    Experian:
    -...waiting on results of the only three negative accounts that i have on my file to come back. Should know something by mid may.
    -working on the 22 inquires that i have on my file removed.

    I will posts any changes to my files.

    PSUgirl
     
  2. hurricane5

    hurricane5 Well-Known Member

    Are all of these inquires within the last 6 months? I thought I read somewhere that inquires don't count against you after 6 months...am I wrong?

    Hurricane
     
  3. PSUgirl

    PSUgirl Guest

    No, These are the inquires in the past 12 months.

    I believe that inquires count against your credit score. Reason, if you have ever obtain your credit score...you might have gotten a "credit score decrease reason" for having too many inquires in the past 12 months.

    I have also previously been denied for credit for haveing "too many inquires in the past 12 months.

    PSUGirl
     

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