Keep in mind this account dates back to my first days with Creditnet. Wow its been more than 2 years i can imagine, maybe 3.. I got the nifty $500 limit for $99 deposit with my horrible credit. Over the years cap 1 has been super in dealing increases slowly (i'm at like $3000 now after 3 years). So they offer me a measly $100 increase lol. Back to the sock drawer. My oldest account. It is only like 9.9% and no annual fee (gold card). This was executive offices no less. Oh well. If you are out there reading this, cap 1, don't forget the people that made you lots of money in the early days.