My ongoing saga

Discussion in 'Credit Talk' started by jjgross, Apr 2, 2009.

  1. jjgross

    jjgross Well-Known Member

    One of my earlier post's i had dispute wama/prov/chase.Just rechecked my credit report,it now says paid or paying as agreed,still listed as adverse.Ok they charged off in may of 2006,sold it to afs paid afs in june.Wama listed as 30 in june,60 in july,120 in sept,the whole time i was paying afs because wama didn't accept a payment because they said they didn't own it.Now chase says they own it and it's current.It was discharged in bk 7 in dec. of 2007.My thought is to call the cra and have them moved it to the sat file.Any thoughts or just forget it for a couple of months.
     
  2. jlynn

    jlynn Well-Known Member

    If it was discharged in June 07, and your payments are reporting late in 08, thats a violation of the BK, unless you reaffirmed this debt.
     
  3. jjgross

    jjgross Well-Known Member

    The bk was DEC 07 discharged that month.Last week they sent me a letter to sign to reaffirm the liability of the debt.Did i sign it NO they missed the 341 meeting so they are out of luck.My current plan is to send them a debt verification letter.To the person who signed the letter,sound OK to you?
     

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