My PC...Big Trouble

Discussion in 'Credit Talk' started by PAlbury, Aug 12, 2006.

  1. PAlbury

    PAlbury New Member

    This is my credit report. There are a few mortgages that are listed that are in a "LLC"'s name, due to the current status of some of our apartments and PG's they are now on my credit report.

    Our buisness is getting back on track, and I can pay my home mortgage and get it current.

    What are my options to make this better? Have you seen Equifax take bad marks off if it "in your company's name", and not titled to the borrower?

    My Current Score is a 503 (was 700+) a year ago.

    Sterling is also a lease under my company, and showing.

    Account Name Account Type Account Number Date Opened Balance Date Reported Past Due Account Status Credit Limit
    COMMUNIT
    Y BANK This is a LLC (apartments)Mortgage that is
    Mortgage Default and showing because PG
    XX 02/2004 $256,40
    26 08/2006 $21,140
    0 120+ DAYS PAST DUE $0
    COMMUNIT
    Y BANK Same aparments and default PG "LLC"
    Mortgage
    XX 03/2003 $823,000
    36 08/2006 $61,82
    6 120+ DAYS PAST DUE $0
    COMMUNIT
    Y BANK
    Installment 29003210XX
    XX 03/2003 $0 05/2003 $0 PAYS AS AGREED $0 Paid off apart.loan
    BANK OF AMER
    ICA
    Mortgage 133663341X Our mortgage can pay it now
    XXX 07/2003 $999,900
    93 08/2006 $12,51
    5 PAYS 61-90 DAYS $0
    BANK ONE, NA
    Line of Credit 41001141XX
    XX 08/2003 $0 05/2004 $0 PAYS AS AGREED $0
    CHASE BANK U
    SA, NA Can pay it now
    Revolving
    48XXXX 05/1998 $12,300
    1 07/2006 $1,128 PAYS 61-90 DAYS $11,000
    CITI CARDS C
    BSDNA

    54XXXX 02/1999 $4,459 07/2006 $0 PAYS AS AGREED $0
    FELCO AUTOLE
    ASE
    Installment 17015XXXX 02/2000 $0 08/2005 $0 PAYS AS AGREED $0
    FIFTH THIRD
    BANK
    Revolving 84669XXXX 04/2002 $0 02/2003 $0 PAYS AS AGREED $0
    FIRST USA NA
    Revolving
    98XXXX 07/1998 $0 07/2004 $0 PAYS AS AGREED $9,400
    FIRST USA NA
    Revolving
    91XXXX 05/1998 $0 09/2003 $0 PAYS AS AGREED $7,500
    GEMB/BANANA
    REPUBLIC
    Revolving
    52XXXX 08/1999 $540 08/2006 $0 PAYS AS AGREED $2,300
    GMAC
    Installment
    XX 03/2005 $42,56
    4 08/2006 $0 PAYS AS AGREED $0
    GREENPOINT M
    ORTGAGE
    Line of Credit
    XXX 07/2003 $8,938 08/2006 $365 PAYS 91-120 DAYS $10,00
    0
    HUNTINGTON M
    TG COMPA
    Mortgage 01/2003 $0 03/2004 $0 PAYS AS AGREED $0
    HUNTINGTON M
    TG COMPA
    Installment 203885XXXX 01/2003 $0 07/2003 $0 PAYS AS AGREED $0
    STERLING FIN
    ANCIAL,
    Installment 1420XXXX 01/2005 $18,86
    0 07/2006 $0 PAYS AS AGREED $0
    UNION SAVING
    S BANK
    Installment 24051XXXX 02/2002 $0 01/2003 $0 PAYS AS AGREED $0
    UNION SAVING
    S BANK
    Installment 24051XXXX 02/2002 $0 02/2004 $0 PAYS AS AGREED $0
    VW CREDIT IN
    C
    Installment 80241XXXX 06/1999 $0 08/2005 $0 PAYS AS AGREED $0
    WASHINGTON M
    UTUAL BA
    Mortgage
    XXX 07/2003 $54,71
    7 07/2006 $1,789 120+ DAYS PAST DUE $10,000
     

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