My Progress (l-o-n-g)

Discussion in 'Credit Talk' started by ShanaD, Jul 11, 2003.

  1. ShanaD

    ShanaD Member

    Hi all,

    First of all I just wanted to say a big THANK YOU to all of you for your advice, teriffic posts and words of encouragement (even if the encouragement was directed at someone else LOL).

    Anyways, I feel I have made some great progress! I have been working on my CR's as well as my husbands. I began on 3/13/03. Here's what I was up against:

    Me 3/13/03-

    EX- 6 neg. TL's
    EQ- 5 neg. TL's
    TU- 4 neg. TL's

    Hubby 3/13/03-

    EX- 16 neg. TL's (1 is a judgement)
    EQ- 14 neg. TL's
    TU- 14 neg. TL's (1 is a judgement)

    As of right this very minute:

    Me 7/11/03-

    EX- 4 neg. TL's
    EQ- 2 neg. TL's
    TU- 1 neg. TL

    Hubby 7/11/03

    EX- 8 neg. TL's (still have that judgement)
    EQ- 10 neg. TL's
    TU- 5 neg. TL's (pesky judgement still there)

    I feel really good about all of this! I have done it all with online disputes. I have been blessed by the Bumpage fairy and now both TU and EQ are inquiry free for the both of us. We had TONS of inquiries (sp?) on each but last month they started dropping like flies!

    If I never would have found this board I don't think I would have had any motivation to do it myself. I know I still have a lot more work to do but I am really happy as of this moment. The depressing part is I just did a round of disputes on hubby's EQ and when I pulled PG this morning his score tanked by 50+ points!! UGH!

    Thanks for listening,
    Shana
     
  2. raindrop

    raindrop Member

    Congrats.

    Im a new member as well and JUST started disputing this week!

    Question: Did you dispute all negatives? Im somewhere between you and your H as far as number of Neg TLs are concerned.

    Rain...
     
  3. ShanaD

    ShanaD Member

    Hi Rain,

    My "strategy" was to start my disputes with the ones that I really didn't think would respond. I've been pretty gung-ho about it all, disputing 4 at a time on a constant basis. As soon as my results were in I would dispute some more stuff. My first piece of advice is to get all your old personal information off the reports, then start disputing.

    Good luck in your quest! :eek:)
    Shana
     

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