My Progress thus far!

Ladies and gentlemen,it's time for my success story!

Started in June,2001

ME:
TU
State Tax Lein(UP)-1
Collections(UP) - 1
Late pays -2
Repo-1
Charge-off-1
ALL DELETED,REPORT NOW SQUEAKY CLEAN.

WAS-526
NOW-615
+89


EQUIFAX
Collectons(UP)-2
Late Pays-10
Repo-1
ALL DELETED

Charge-off remains,but not for long.The one TRUE error on my reports -the hardest to get rid of!
Don't know what score was, but now is 670.


EXPERIAN(UGH!)
State Tax Lein(UP)
Repo-1
LatePays-5
DELETED

Remaining-
Late pays-3
Collection-1

WAS-621
NOW-586??????????????? -35


DH:
TU
State Tax lein-1
Judgement(illegal)
Collections(UP)-6
Late Pays-2
Repo-1
DELETED

1 Collection remains

WAS 676
Now546???????????????? -130


Equifax
Judgement (illegal)
Collections(UP)-8
Repo-1
Late pays-9
DELETED

Remaining-
State Tax lein
Charge-off(error)

Don't know original score
Now-643


Experian(DOUBLE UGh!)
State Tax Lein-1
Repo-1
Both DELETED then re-inserted.

Collections(UP)4 originally,all 4 re-named and added for a grand total of 8 remaining!
Late Pays remaining-2

WAS 547
NOW 555 +8


Needless to say, if they pull Experian, (the CB of choice around here,) we don't apply!


When I first statred repairing our credit, we could not finance a piece of bubblegum, and had 0 credit cards. Now we have:

ME:
Target Visa
Target Guest Card
Spiegel
Best Buy
Wickes

DH:
Capital One
Target Visa
Target Guest
Best Buy
Wickes

I just want ONE CC with a limit over 5000, and then I will not apply for any more. I will never go back to nasty credit hell. Thank you all for all the info. I could never have done it without you! Not to say I'm done-still have a long way to go with Experian, and I think they want a lawsuit. If that's what it takes, then so be it. I think they must think I'm lbrown, and that's why they're singling me out and picking on me!
Anna