Thought I'd share a quick snapshot of my progress with you all - I'm psyched !! (I know the numbers don't all match up - there's been activity on the CRAs since I started working on this) As of mid-July: TU - 2 judgements (1 listed as Dismisal, No Serv???) EX - 1 paid CA 2 unpaid CAs 8 unpaid Chargeoffs EQ - 4 unpaid CAs 9 unpaid Chargeoffs As of today: TU's action - 1 Unpaid CA deleted 1 CA updated to PAID 2 Chargeoffs deleted EX - 1 CA deleted 1 CA updated PAID 3 Chargeoffs deleted (5 tradelines) 1 Chargeoff ReAged (I'm going after that one) EQ - 2 CAs deleted 1 CA updated PAID 1 Chargeoff updated to PAID IN FULL (Huh, but I'll take it - oddly, shows as Chargeoff on the report they included with the notice hmmm) 6 Chargeoffs Deleted And the CRAs are now showing: TU - 4 unpaid CAs 2 PAID CAs 4 Chargeoffs (disputes pending) EX - 1 Paid CA 3 Chargeoffs (disputes pending) EQ - 2 Paid CAs 1 Unpaid CA 4 Chargeoffs A lot of the Chargeoffs were multiple entries for bogus accounts and I didn't dispute the same items with each CRA at the same time. I also rec'd a letter from a CA, stating they would delete the accounts and apologized for any invonvenience. Here's the really interesting part - all these updates were solely from disputing online with the CRAs. I've never spoken to a CA or OC since I started this (although the paid CAs were small bills that I paid before I started this journey - now to ask them for a nice deletion). Hope this gives somebody some encouragement. Thanks to everyone on this board and the other boards for the advice and, support and "we're not gonna take it" attitude !! Good luck to all !!