I did my credit score tonight. Keep in mind my score was ZERO two months ago when my friend from a car lot pulled my credit. It's 523. Labeled: Very Poor. Not bad considering it was zero. I expect to have a 700 score in 3 years. By that time all my debt will have a zero balance. My inquiries will drop off and my new accounts would of aged by three years and a paid off car loan. =)
There's no such thing as zero score. 300 is as low as it goes. To get 300, you need to have a bankruptcy, 5 defaulted student loans, 10 charge offs, 20 repossessions, 40 inquiries and a tax lien. I hope you never got to that point, but even if you did, as George Costanza says: "Sure, I've got problems. But nothing a suicide can't resolve". Saar
I saw the credit report and it would NOT give a score. I dont know what was up then. At least my score is getting up there. I think I will be over 600 once my balances update as being zero.
