when they added my dh's car payment tomy credit report.... even though i am the co signer for the account, they were never on my reports until this month... my score tanked big time. i just found transaction report for the car for the past year... doesn't show my name or social security number, only his... i have started an online dispute, but i think that if they verify i could possibly use this as evidence along with old reports????? whaddya think ??? BTW, i do have lawsuit pending with exp, could i use this evidence also?
If you are sure you co-signed, maybe you haven't found all the paperwork. If you did co-sign, the bank has the right to report the loan for both of you. It might have been an oversight on their part, but they may do so now.
