My gf is running my small d/b/a business. she got blue for 10K limit 0% for 6 months including BT. No report to credit report (hint) Open is separate from Amex. It is a business division. anyone who declares themselves a business (you don't need a tin, business, address, business phone, business license) The delta skymiles card is Pretty easy to get i got 18.2K for my business with 699 (dispute trick**) my gf had 724 (dispute trick**) and got blue for our business. it has much better terms. ** dispute trick to hide balances/derogs