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Discussion in 'Credit Talk' started by LKH, Aug 14, 2001.
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You're getting good at this
I may be getting good at it, but Im also getting tired of it.
I agree. It's 1:30am, I'm researching. It's my vacation time. Good thing I have a lot of it this year Will celebrate all this being done by going overseas.
Good luck!! To both of us.
Can you post the letter that you sent?
Here's the letter I sent to the slime balls.
To Whom It May Concern:
It has recently come to my attention that you have placed an entry on my credit bureau files. You have failed to notify me about this alleged debt. Your failure to notify me by mail, thereby giving me 30 days to dispute this debt or request validation of this debt, is a violation of the FCRA and FDCPA. Per these laws, it is my right to dispute the validity of this debt within the prescribed 30 days, thereby prohibiting you from further action until validated ,including reporting of this alleged debt to the credit bureaus.
The solution is simple. I am DEMANDING that you remove all entries on my credit bureau files, this includes all 3 credit reporting agencies, immediately. You have 15 days from the date of this letter to do so. Should you fail to so, per my attorneys advice, I will report you to the FTC, my state Attorney General, and I will immediately file legal action in my jurisdictional court house.