Question: I just did my weekly pull of my PG 3-1 report and noticed my TU report is behind in 'reporting'. For example, Cap 1 has alreadly reported May's balance to EQ and EX but TU still has April. In description (where it has the info of balance and other data) my TU report indicates April but the little dots in the chart area still has March. Is PG screwing up or is my TU file headed towards a split file from excessive pulls? Also I am living proof that to many accounts that only show high balances as a CL can hold down your scores. As my Visa Signature, MC Word and Amex Green is telling the scoring models that I am maxing out my CLs each month. Also of all the cc that I received in Nov/2003, MBNA has alreadly given me a CLI. Best regards, Mirage
From what I understand TransUnion is usually behind on reporting so that s why banks will use equifax and experian for bigger purchases like auto loans.
Hey, Congrats on the increase! And, mine does the same with TU on PG...and my actual TU is behind, as well.
I'm glad to hear that TU runs behind - I've been having fits about something they haven't updated/corrected that the other two already have -
