Mycroft, as you requested

Re: Re: Mycroft, as you requested

Some creditors will turn you down with a high credit score just for having 1 recent inquiry.
the other
==============
Getting turned down is not the bigee here.
The real damage here is they raise your rates on your present loans and insurance.
The END ************************* LB 59

 

Re: Re: Re: Mycroft, as you requested

Mycroft, answers like "why should you care?" are almost always unhelpful. You recently posted the following comment to the MSN Money board regarding Creditnet: "I still feel a chill, but I know they will come to love me soon enough [grin emoticon]." I'm not too certain that's going to happen, Mycroft, but then again, why should you care what someone else thinks?

I am curious, though: What are your goals for participating here? What do you hope to achieve (other than the love you mentioned)?

Doc

 

Re: Re: Mycroft, as you requested

That is hardly the case here. There is most definitely a wide variety of opinions and posters with their own opinions be they good, bad or ugly. Whatever.

 

Re: Re: Mycroft, as you requested

I don't either.

Seeing as how everybody was pretty comfortable with what goes on here until you came over and started moralizing on people.

That was(is) at least part of the sudden new problem.

 

Re: Re: Mycroft, as you requested

Mycroft, meet Greg Fisher. Greg, this is Mycroft. Welcome to Trollville. Once popular consensus exiles you to Trollville, you may never regain your credibility.

BTW, is there a function to block a specific user? How do I activate it?

 

Re: Re: Re: Mycroft, as you requested

Click on account, click on ignore, and follow the yellow brick road.

 

Re: Re: Re: Mycroft, as you requested

If I were to make a moral suggestion that was absurd, If I were to tell you that you should live in poverty, have no material possessions, eat only brown rice and vegetables and give all your money to the poor...that suggestion would not make you uncomfortable, it might even make you laugh.

Moralizing only makes us feel uncomfortable when we feel they may be right. That uncomfortable feeling is what is called a conscience.

The only person I impose my morality on is my eleven year old daughter. She's pretty good about that on her own, but sometimes she still needs reminding. Sometimes she even reminds me.

Everyone else, it's a discussion. We are all adults here (I assume) and have reached the age where we can make these decisions on our own. An adult should not be threatened by such a discussion.

My own sense of morality requires that I discuss it when relevant. In my view, saying nothing while someone else does or plans something immoral is the same as endorsing it, which would make me partially responsible.

At the same time, I understand that everyone has a different sense of morality. We all grow and learn. My own sense of morality has evolved over the years, there are things I did in my youth that I would not do today. I don't expect everyone to agree with my moral opinion, nor bend to it.

 

Re: Re: Re: Mycroft, as you requested

A big THANK YOU to Jlynn!!!

 

Re: Re: Re: Mycroft, as you requested

I'm blocking Mycroft too. May as well -- he doesn't answer friendly questions and tends to engage only the unfriendly fire.

Doc

 

Re: Re: Re: Mycroft, as you requested

You think so? I think it can be very helpful to someone who's never thought about it before.

No matter how you live your life, there's going to be somebody that doesn't approve. If you're religious, there are going to be members of other religions or athiests that think you're wrong. If you're liberal, there are going to be conservatives that think you're an idiot. If you're young, there are going to be older people that think you're too inexperianced to know anything, and there are young people that think older people don't know about the modern world.

I could go on and on with that, but I think you see where it's going.

The point is that in order to function, at some point you have to make a decision about who's opinion matters to you. You're not going to make everyone happy, so who do you want to make happy? Why?

Me? I value the opinions of those that I love and that have earned my respect. That doesn't mean I always agree with them, but if someone I respect tells me that I'm wrong or I'm being an idiot, I will pause for a moment and check myself.

That's a great question.

For the most part I don't. I've looked at those that have been critical so far and read some of the OTHER things they have said. Most of them are not people who's opinions I value.

Some exceptions:

Fla-tan: He's chosen to post in multiple threads that I give bad information. He makes them vague statements without naming specifics. When challenged he can only come up with one solid example that I've already copped to. I don't care what he thinks of me, but I do care if he slanders me.

Humblenarc: Former moderator, may have more influence than the average user. I suspect he likes to imply he has more influence than he really does. I don't care what he thinks either, but if he chooses to he could be a problem. He has made threats.

The "love me soon enough" comment was a joke.

That's another great question.

At first my motivation was curiosity. I'd heard some things, wanted to check it out. I do that a lot

Yeah, I know some people would say that I should have just lurked and not said anything, but at the time I had no idea the degree of distrust for new people. It's normal for a new user in a message to be regaurded with a little suspicion andy maybe earn a critic or two, but the response I got here was astonishing. Really, I don't think of myself as being all that controversial, nor do I seek to be.
Also, I don't like to lurk.

My motivation changed when humblemarc sent the message, "You're a troll. Go away or I'll do something bad to your ISP." Now I had to stay around, to show I won't be bullied.

BTW, arn't personal threats a violation of TOS?

What are my motivations now?

Well, there is a lot of information to be had. I'd like to learn more about credit repair.

At the same time, I hold certain viewpoints that are under-represented here. I plan to represent them.

 

Re: Re: Re: Re: Mycroft, as you requested

Hey, I answered your friendly question. Some things take a little time. I do have a job.

 

Re: Re: Re: Mycroft, as you requested

I've looked up the posts of G. Fisher. His name came up a lot when I was looking up "troll".

He shared a lot of opinions with me. I will say that. I don't mind at all being compared to him.

 

Re: Re: Re: Re: Mycroft, as you requested

GmRyEcGrFoIfStHhEmRm.......

mycroft, regards from greg.

(is it possible to send someone regards from himself??)

 

Re: Re: Re: Re: Mycroft, as you requested

Ok, thanks for the answers. I'm glad to hear your persistence here amounts to something more than proving something to humblemarc (or anybody else), and I hope you learn what you seek. By the way, humblemarc has never been a Creditnet moderator, although I'm sure he'll be happy to hear that you consider him to be influential. If you do hope to prove something to him, perhaps you'll also take a minute to reflect upon whether or not you spend time "proving" things to other people relatively unknown to you in your offline life as well. If not, great.

Doc

P.S. to Nestea: This is not Greg Fisher. Not only is Greg far less verbose, but Greg spends much more time asking questions than offering explanations. There are a few more concrete reasons as well, but I'll just leave it at that.

P.S. to Mycroft: Greg Fisher does not share much of your philosophy. As webmaster of CreditScoring.com and CreditAccuracy.com, he was a serious irritation for Equifax and other CRAs and is a stalwart proponent of FCRA and FDCPA implementation so long as the affiant is telling the truth. I'm surprised you've not heard of Fisher before because he is actually quite famous as a consumer advocate who lobbied extensively for opening up credit scoring to consumers. This Google search will provide links to some media coverage accorded him in the late 1990s. Unfortunately, Greg devolved on this board and was ultimately asked to leave due to an especially sad event I won't recount.

 

Re: Re: Re: Re: Mycroft, as you requested

I think there is some distrust of new people here but I think it's exaggerated when the new person comes in trying to be a "Vet." Many of the vets here have spent many, many hours of their time helping people with credit problems. Some people come here and introduce themselves first before they start giving advice. Would you trust someone who came to your door and claimed they were an expert at something. I think you would need some proof of their expertise, not just them saying they are an expert. I can say I am an expert but the proof shows otherwise(all of my questions).

I think MOST people leave their personal opinions away from the forum, you didn't start off that way.

Do I think your a Troll, no, but I think if you stick around and answer some questions(which I see you doing), some of the other people will come around. I takes time to become a Vet.

 

Re: Re: Re: Re: Re: Mycroft, as you requested

Oops. Sorry. Shoulve looked before I spoke. the post where he agrees with him just made me think so. I see now that Mycroft is obviously far less intelligent then Mr. Fisher was.

 

Re: Re: Re: Re: Mycroft, as you requested

This board is not about personal opinions. Seems people that have recently come here forget that. This board is about making a nonjudgemental educated statement to answer the consumers question. That is why this forum is falling apart. That is why so many vets have left. people could come here for answers and not have to explain themselves. They could come here and not be judged. Now they have to post these monstrous paragraphs defending themselves and the rest of us who stayed spend our time correcting the mistakes and propping up the egos of those whose feelings were hurt. Ludicous. I have better things to do with my fight with camco, ncc, and asset than to baby this forum.

 

Re: Re: Re: Re: Re: Mycroft, as you requested

I think comments like that are far more destructive to Creditnet than credit-related comments made by people with whom the majority of us may disagree. Nobody has asked you to baby this forum, picantel, but I'm asking you to quit acting like a baby.

Doc