This is probably old news on this board, but Fair, Isaac and Equifax are doing something pretty cool with http://www.myfico.com. If you don't already know, you can get a consumer disclosure from Equifax, your Equifax FICO score and the reason codes for your score. Hot stuff. It's the best fico scoring site that I've yet seen. Supposedly, Experian and Trans Union are working on getting into the deal as well. That would be cool. You'll need a credit card if you're going to use it, though.