I considered buying this; http://www.myfico.com/# but I'm reading the disclaimers; https://www.myfico.com/Store/MultiCart/P4TermsDisplay.asp 1) The Fair Credit Reporting Act allows me to obtain a disclosure from every credit reporting agency of the nature and substance of all information in my file at the time of the request. Full disclosure of information in your file at Experian must be obtained directly from Experian by calling 800-682-7654. The credit report you are requesting from myFICO Consumer Services Inc. is not intended to constitute the disclosure of Experian information required by the Fair Credit Reporting Act or similar state laws. this came under the heading: FICO-Scored Experian Credit Profile User Agreement Click here for important information regarding consumer disclosure under the Fair Credit Reporting Act. Does that the experian score is useless? Julie
I believe the EX FICO score you get at myFICO.com IS good. The only difference I can think of in information on my EX report versus what's on my EX FICO report from myFICO is that the myFICO report didn't show the roll-off date that the EX direct report does. BTW, when you buy a myFICO report, use the promo. code "REP110" to get a 10% discount.
