So I pulled all three myFICO's Thursday night around 11:30. Experian down for some unknown reason, but Dell and a paid collection removed from Equifax, so that was good news. I called my mortgage broker this morning to discuss the new credit picture. He was very impressed with how high I've gotten my scores in so little a time frame. Anyway, we decided that he should pull the scores as well since the one inquiry won't matter much (had none on TU, 1 on EQ, and 9 on EX), just in case either Dell or the paid collection gets put back on EQ. If not, I can pull the day of closing, which will be end of October/early November. Anyway, the scores he pulled were an exact match to all 3 myFICO's. No difference whatsoever.
Your lenders report provider; i.e., Kroll, Credco, must have been using the same exact FICO model as what is presented on MyFico. Not typical but, good news on the score rise.
