MyFico / Transunion error, please read

Discussion in 'Credit Talk' started by ericstac, Feb 15, 2008.

  1. ericstac

    ericstac Well-Known Member

    I went to myfico "through creditnet" and when I tried to order all three reports it only order Experian and Equifax and gave me this error for Transunion.

    "We regret that we are unable to fulfill your order for FICO® Standard - TransUnion because your credit report does not currently contain enough information to meet the minimum scoring criteria required to calculate a FICO® score. In order for a FICO® score to be calculated, a report must contain: at least one account which has been open for six months or more, at least one account that has been updated in the past six months, and no indication of deceased on the credit report. You have not been charged for this product."

    Anyone know what's up with this?
     
  2. greg1045

    greg1045 Well-Known Member

    Transunion is the most unreliable CRA.
     
  3. Hedwig

    Hedwig Well-Known Member

    Do you have a short and/or thin credit history?

    Not all creditors report to all three bureaus. If you only have one or two accounts, perhaps they are not reporting to TU.
     
  4. bizwiz41

    bizwiz41 Well-Known Member

    I agree w/Hedwig, many creditors do not report to Transunion. If you have a very limited history, this could be a problem.
     
  5. apexcrsrv

    apexcrsrv Well-Known Member

    Try it again in a while . . . Trans Union doesn't produce a score/file half of the time w/ My Fico.
     

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