I went to myfico "through creditnet" and when I tried to order all three reports it only order Experian and Equifax and gave me this error for Transunion. "We regret that we are unable to fulfill your order for FICO® Standard - TransUnion because your credit report does not currently contain enough information to meet the minimum scoring criteria required to calculate a FICO® score. In order for a FICO® score to be calculated, a report must contain: at least one account which has been open for six months or more, at least one account that has been updated in the past six months, and no indication of deceased on the credit report. You have not been charged for this product." Anyone know what's up with this?
Do you have a short and/or thin credit history? Not all creditors report to all three bureaus. If you only have one or two accounts, perhaps they are not reporting to TU.
I agree w/Hedwig, many creditors do not report to Transunion. If you have a very limited history, this could be a problem.