Name Change

Discussion in 'Credit Talk' started by magic-magi, Oct 27, 2000.

  1. magic-magi

    magic-magi Guest

    If I changed my name , does that mean erasing my credit history even i have the same SS # ... If so how can a cridetor get my older history ???

  2. graywolf

    graywolf Guest

    nope, basically you are screwed on that one they got wise to that years ago. so even if you change your name, as long as you have the same soc it will show as other names used and it will still be the same credit record.
  3. Michael

    Michael Guest

    The credit bureaus use these factors in linking you to your past:

    1. Name
    2. SS#
    3. Address
    4. Date of Birth

    You would have to change the first 3 items to gain a new file, and they call it file segregation. Some people claim it's illegal,
    I would sujest you run it past a lawyer first.
  4. Pat

    Pat Guest

    No. If you change your name, you keep the same ss#, and the credit history remains.

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